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Find out what you're really paying

Send one recent processing statement and get a plain-English breakdown: your effective rate, every fee, and your options side by side. Free, with no obligation.

Request your free analysis

Takes about a minute. Tony replies within 1 business day.

What are you interested in? (optional)

Don't attach or type your statement here. After you submit, Tony will reply with a simple way to send it (a photo or PDF of 1 recent month is enough). Never send full card numbers.

No cost, no obligation. We never sell your information.

What you'll get

  • Your effective rate, calculated
  • Every fee listed and explained
  • Fees that may be avoidable
  • Flat rate, interchange-plus and cash discount priced on your numbers
  • A written quote, if you want one

Prefer to talk? Call (832) 945-1216

How the analysis works

From first call to first sale, without the guesswork.

  1. Request it

    Fill out the form. You'll get a reply with a simple, secure way to send your statement.

  2. We review

    Your effective rate, fee by fee, plus options priced on your volume and card mix.

  3. You decide

    Switch, negotiate with your current provider, or do nothing. No pressure.

Approval timing depends on the processor's underwriting. Most complete applications get a decision in a few business days.

Frequently asked questions

What do I need to send?

One recent monthly processing statement, all pages. A photo or PDF is fine. If you're not open yet, skip the statement and tell us your expected volume.

Is my information safe?

Statements don't contain full card numbers. We use your statement only to prepare your analysis and never sell your information. Never send full card numbers or passwords.

How long does it take?

Usually 1 to 2 business days after we receive your statement.

Do I have to switch?

No. Many owners use the analysis to negotiate with their current provider. You decide.

What if my current deal is already good?

Then we'll tell you. That's a useful answer too.

Call TonyFree Statement Analysis
Get a free quote